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If you ask a group of people what they would do if they won the lottery, a large percentage of them are going to answer “travel”. This indicates that we should all be trying to work travel into our regular lives. It’s something that we long for more of.

The problem for a lot of people is that they use their travel time to go to the same places over and over again. They go to Disneyland. They go to visit Mom and Dad. They don’t get creative in making sure to visit the places that they’d really love to see.

To get yourself on track with traveling to the places that interest you, sit down and make a top ten list. Include only those places that you most want to see. Think of it this way - if you only get to go on ten more vacations for the rest of your life then where would you go.

My list actually does include a trip to see Mom and Dad. That type of travel is important to me. But it also includes some random destinations like the Banff Canadian Rockies, the islands of Greece and somewhere in Iceland. Since I know what’s on my list, I can make plans to really go there. I don’t have to win the lottery for that.

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It has become popular for travel agents to offer “all inclusive vacations”. The problem is that there are some very different definitions as to what is included in “all inclusive”.

Here are some of the things that I would expect to be included in my vacation:

• The airfare. I want to pay for everything at once. This includes getting to my destination.
• The hotel or resort. For example, if I booked a Fiji inclusive vacation then I’d expect it to include a stay at a nice Fiji resort.
• My meals. You have to eat during any trip. Therefore, I think that food should be included.
• My beverages. I don’t drink alcohol daily but it’s something I enjoy on vacation. I think at least a limited amount should be included in my all inclusive vacation.
• Activities. I don’t plan on sitting around during my vacation. I expect to be able to do some active things such as snorkeling. That should be included.

I don’t actually think that I’m asking for a lot. I think that the all inclusive vacation should include all of the basics that you’d want on a trip. The rest can then be considered extra. That seems fair, doesn’t it?

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I remember how tough it was when my elderly mother first began to lose it.  It was so easy to blame everything that was happening as her fault because she drank.  Twice, she went into crisis because of blood sugar levels.  She fell to the floor and couldn’t get up, losing Bladder Control and a bit of consciousness.  I just figured she drank so much that she didn’t eat, so it was her fault.

It took a nurse at Desert Medical Center Hospital to explain that this wasn’t just Stress Incontinence or occasional bouts of falling off  the wagon:  she was having serious health issues.  It wasn’t that she was becoming diabetic or anything, but the blood sugar problems turned out to be a symptom of a failing vascular system.  So the blackouts, the loss of memory, the pain in walking—I couldn’t blame her drinking any more for these, though it’s no argument that if she hadn’t been such a drinker for so many years that she would have probably lead a healthier lifestyle.  In any case, I ignored initial warning signs due to her drinking habit, so I guess I can still blame it all the way around.

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I’m looking for a dentist in Washington DC.  I’ll be there in two days, but my own dentist here in Castle Rock can’t get me in.  I have a very sore pocket by my crown, and I think I need a little deep-cleaning session.  I’ve had them before, and once the thing is done it really is no big deal and I should be able to go on enjoying my trip.  But if I don’t have it done, then I think I’ll be bothered the whole time.  So I might as well get it done there!

I’d also like to find someone who does sedation dentistry in DC.  See, we’re visiting relatives there, but my uncle will NOT get any major work done-even fillings-because the usual numbing with shots simply does not work for him.  I think that while I’m there if I can get him in to talk to someone, then he’s more apt to go back on his own and get all of his multiple mouth problems taken care of.  He’s such a stubborn old goat, but I can hope for the best.  Especially if I can find a really good one-maybe a woman-who can tease him and cajole him, I just bet he’d do it.

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Disability insurance quotes are just a part of running a tight medical practice. If one doesn’t ensure they are getting the best prices and coverage for their doctors, then they are simply pouring money down the drain.

There are so many disability insurance companies out there that every time I’ve ever had the pleasure of checking current market rates, it has taken me several days before I’ve felt comfortable with the information I’ve received. Once all that data has been collected and comparatively analyzed, we are usually able to find the best coverage at the lowest rates.

When your income is all dependent upon your ability to work, if something negative happens to you and you are under insured, many people are left in a very bad space. Not only does the physician himself no longer have money coming in, but there are a number of medical assistants and medical office personnel that will be affected.

It is for this selfish reason alone that I have always made sure to take the time to keep my physicians premiums up to date. Many insurers will do anything to get out of paying a claim, so the very last thing I allow to happen is for a late premium payment to occur. It would spell disaster for the business.

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